An expense tracker app that doesn't ask for your bank login
LedgerlyPlan started from a simple frustration: most online expense tracker apps demand account registration, linked bank logins, or recurring monthly subscriptions before you can log a single expense.
Why We Built LedgerlyPlan
We wanted a free online expense tracker that felt as quick as writing numbers in a pocket notebook, but with the automatic totals, visual category breakdowns, and export capabilities of a spreadsheet. So we built one: open the page, add an income or expense transaction, and watch your balance update in real time. No sign-up, no email confirmation, no bank permissions, and zero subscription paywalls.
Our Local-First Approach to Privacy
Every transaction you add to LedgerlyPlan is stored directly inside your browser's local storage (localStorage). That means we never see your personal or business spending habits, income, or account balance — because that data never leaves your device. If you want to keep permanent archives or move your numbers to another device, you can export clean Excel (.xlsx), PDF, or CSV files anytime with one click.
What LedgerlyPlan Is — and Isn't
LedgerlyPlan is a fast, web-based personal expense tracker app and business expense tracker app. It is designed for personal money management, self-employed expense logging, and monthly budgeting. It is intentionally lightweight so it loads instantly in any mobile or desktop browser without software installation.
Who It's For
Individuals building their first monthly spending habit, freelancers managing irregular business income, self-employed workers tracking tax-deductible expenditures, and anyone looking for a google sheets expense tracker template or excel expense tracker alternative find LedgerlyPlan fast and straightforward to use daily.
See it for yourself
Try the online expense tracker with a real month of your own numbers — it takes less than a minute to get started.